Archives

Often if you ask someone about their take on Debtor Finance they will respond with a few misguided ‘perceptions’ or for better word ‘misconceptions’. I’m going to talk about those today and shed [...]

I take a lot of calls from people inquiring about Debtor finance (also known as Invoice finance, Factoring and Cash flow finance just to name a few). Some of the callers have an idea of what [...]

So you’ve heard of invoice factoring? But you’re not quite sure what it is. Is it a loan? Is it an overdraft? Let me put it this way, invoice factoring (something you may not realise) is [...]

I’ve just seen that one of the big banks has introduced a new scheme that they are calling Cash Scan. Basically the bank will have a look at your finances, identify the problems your business is [...]

You’ve heard me talk about banks vs Debtor Finance before. But one thing I didn’t delve into is the risk associated with choosing a bank loan. About 6 years ago I got myself a personal [...]

As the new girl in town here at AR Cash Flow, I’m often left pondering a few questions when it comes to our core products. You see I come from an advertising background- before AR the only time I [...]

Australian business owners and financial managers need to maximize working capital solutions around their key financeable assets. Let’s look at purchase order financing as an example. If [...]

The problem for many SMEs is that they have their eggs in only 1 or 2 baskets, it’s just the way things pan-out and can generally be attributed to a lack of capital and resources. In debtor [...]

The life of a small business is usually more about the journey than the destination. Initial objectives may seem straightforward, but the route is more often than not circuitous. The solution [...]

A Melbourne-based construction company had a problem. In some ways it was a quality problem. They had won several government construction projects, but had exhausted their line of credit with the [...]